#TrustMetrics « Expédition confiance » BarCampBankSF3 Saturday, May 08, 2010 | Sunday, May 09, 2010 Jean-Christophe Capelli, CEO, FriendsClear Draft en.

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Transcription de la présentation:

#TrustMetrics « Expédition confiance » BarCampBankSF3 Saturday, May 08, 2010 | Sunday, May 09, 2010 Jean-Christophe Capelli, CEO, FriendsClear Draft en cours de rédaction Adapté pour lExpédition Confiance FING

60 millions membres 41 âge moyen 125 contacts en moyenne 400 millions utilisateurs 130 amis en moyenne 54% > 26 ans Inspiré par Visible Banking (Christophe Langlois) 25 millions utilisateurs 103 followers en moyenne 35+ ans 26 millions tweets par jour 2 WhatIsTrust ?WhatIsTrust ? within social media

Who is this community member ? What are his car repair skills ? Can I lend (some) money to him ? Source > Meatball Wiki WhatIsTrust ?WhatIsTrust ? within social media

*This is what we (i.e the Meatball online community) thought 5 years ago : Nice to have: a system to rank individuals in an online community based on how much the community as a whole "trusts" each individual Ex : Slashdot or AdvoGato communities WhatIsTrust ?WhatIsTrust ? within social media Source > Meatball Wiki * and italics = 2010 edit or remarks by JCC

This is what we (i.e the Meatball online community) thought 5 years ago : Each user: *or the social media editor *or a trusted third-party *or ? can certify any other user at one of three trust levels, thus creating a weighted, directed graph of certifications Trust flows through this graph from user to user, starting at a "seed" of well-known individuals likely to be trusted by most of the community *Huh? This did not happen! Source > Meatball Wiki * and italics = 2010 edit or remarks by JCC WhatIsTrust ?WhatIsTrust ? within social media

We (i.e R&D guys) did not find yet the clue of WhatIsTrust within online communities… But businesses and social media did not wait for us! E-commerce boomed Social lending (peer-to-peer lending) gained traction WhatIsTrust ?WhatIsTrust ? within social media

7 Prosper.com

FriendsClear.fr

WhatIsTrust ? How to build /measure Trust within social lending (Peer to Peer Lending) communities ? How to enhance legacy FICO scores ? En France : la problématique de labsence de fichier de crédit positif. Présence dun fichier de crédit négatif (les interdits bancaires).

WhatIsTrust ? R&D FriendsClear Méthodes automatiques de qualification (ou de détermination) de la qualité des prêteurs, des emprunteurs, et de leurs relations. i.e : Méthodes alternatives de scoring et microcrédit

Thanks for your attention, contribution and… trust!

Contact Jean-Christophe Capelli Président FriendsClear website : Twitter